Master Your Money

Think You’ll Never Have ‘Enough’? The Right Budget Changes Everything.

Here’s everything you need to know about building a budget you can stick to – while still being able to live your life.
Hey I’m Caleb Hammer

Turning you from a personal finance novice to a personal finance expert.

If you’ve gotten here, you know I wasn’t always the best with money. I was in 5-figure debt with no clear path to getting out.

At this point, you’re already months ahead by taking my course “Quickstart to Budgeting” and I applaud you for that 👏

You’ve learned:

You’ve taken a giant leap to your personal finance journey.

And that’s the keyword, JOURNEY. Personal finance doesn’t end after reading a book, after a meeting with an advisor, or even after taking my course, Quickstart to Budgeting.

Personal finance is an ever changing world, but the fundamentals are what YOU need to set up your foundation of the never ending journey you’re going to embark.

So how do you set up this foundation?

Think of it like this, Quickstart to Budgeting was your blueprint to understanding the concepts and importance of getting a grasp of your finances.

Now you need the tools and guidance to help you pave your journey, brick by brick.

That’s where Master Your Budget comes in.

Master Your Budget is packed with 48 video lessons with me. An in-depth budgeting plan you can tick to, and all the budgeting tools you need to give you the financial freedom you’ve always wanted. 

Master Your Money Will Change Your Life in Less Than 30 days

Over the past few years, I’ve explored nearly every corner of personal finance—paying off debt, building savings, and unlocking financial freedom. I’ve spent hundreds of hours dissecting financial strategies, reading every budgeting book under the sun, and investing thousands of dollars into courses and coaching, hoping to uncover the secret formula to financial security.

And after all that research, here’s the biggest lesson I’ve learned:

There is no magical secret to financial success.

But there is a straightforward formula:

Clearly understand where your money is going.

Create a realistic budget aligned with your goals.

Consistently stick to it month after month.

That’s exactly what Master Your Money teaches you.

This simple budgeting method has helped thousands of people take control of their finances in under 30 days. And I personally guarantee that if you follow this straightforward three-step approach, your financial life—and the opportunities available to you—will transform dramatically.

You’ll finally get off the paycheck-to-paycheck treadmill, confidently pay off your debt, start growing meaningful savings, and build a future that excites you. You might even find yourself planning dream trips, buying your first home, or simply sleeping better at night knowing your finances are handled.

It sounds simple—and it is—but execution is the real challenge.

And that’s where Master Your Money comes in. We’re here to guide you every step of the way. 

It’s Time to Achieve Financial Freedom Without Overhauling Your Life

Small habits create massive change.

Think about gardening. If you plant seeds today and water them regularly, soon enough, you’ll have a garden bursting with life.

Your finances work exactly the same way.

Consistent, manageable actions—like monitoring expenses, setting clear saving targets, and regularly checking your progress—will grow into powerful financial outcomes over time.

That’s the essence of Master Your Money.

Develop simple daily habits for tracking spending.
Develop realistic monthly routines for budgeting.
Develop strategic approaches for quickly paying down debt.
Develop automatic systems for saving and investing.
Develop plans for confidently navigating emergencies.

These small, intentional habits won’t limit your lifestyle. Instead, they’ll give you more clarity, freedom, and peace of mind.

By building these small, powerful financial habits with Master Your Money, you’ll achieve your financial goals faster and with far less stress—without feeling like you’re sacrificing your enjoyment of life.

Great finances aren’t built on dramatic changes; they’re built on the consistent application of small, meaningful habits.

We’ve helped thousands of people like you master their budget 👇

Check out how Caleb’s Budgeting Advice has changed the lives of people just like you!
@mcguire13823
@mcguire13823Success Story
"Caleb, the amount of respect I have for you trying to help people is tremendous. Don’t stop providing your services! Your a legend"
@brianb5723
@brianb5723Success Story
"This guest is awesome, I'd totally be best friends with him. Caleb is out here saving lives, not only directly, but also indirectly. Hes incredible at what he does."
@JSmith-dj2pi
@JSmith-dj2piSuccess Story
"Caleb has such a huge heart. His guest today needs love and support. Sometimes bankruptcy is natures do over"
@chantalwiebe534
@chantalwiebe534Success Story
"Caleb pushing all of the negative self-talk away and being supportive while still being tough on the situation is so amazing. Everyone needs their own internal Caleb to help them stay on track and be kind to themselves when they're struggling."
@anilu3021
@anilu3021Success Story
"Thanks for these videos. I’m helping my kids get their finances in order and hearing examples of what to think about helps!"
@MLSNYC88
@MLSNYC88Success Story
"I'm new to Caleb but I love his blend of unfiltered honesty and accountability mixed with genuine compassion at the right moments. This series could easily descend into mock the peasants, but it's not, it's financial therapy."
@SKetChy7100
@SKetChy7100Success Story
"Caleb, I just wanted to let you know that since watching you in March, my wife and I have paid off over $32k of our debt and are projected to be out of debt completely by mid next year! Thank you for the motivation"
@commedecarson
@commedecarsonSuccess Story
"He’s so great to watch because he’s saying the things we want to hear him say. Straight up asking her about her ability to give advice when her life is so out of control. Incredible"
@jasonscherer2631
@jasonscherer2631Success Story
"Watching your videos are helping me push to get more out of debt, right now we are in a bad place and working on getting out of it."
@finalgirljess_
@finalgirljess_Success Story
"Your videos have woken me up. I need to get my shit together financially. My 2023 will be focused on being financially responsible and thriving. Thank you, Caleb."
@mikaylaj99
@mikaylaj99Success Story
"I have only recently started watching your videos and they are so well done! Love the Michigan decor in the background, too. Thank you for sharing your knowledge with the world and showing tangible ways to get out of debt"
@thisguybrettxgbx4746
@thisguybrettxgbx4746Success Story
"Your advice is so helpful your like the only YouTube channel that informs people on debt this is invaluable information I've desperately needed"
K15MA91
K15MA91Success Story
"Hey Caleb you seem like a great guy. Very genuine and a well rounded and positive mindset and character. I love the audit videos. Keep going man!"
@crespo03
@crespo03Success Story
"Caleb seriously thank you for making these videos. Its like I need to hear this for myself. Ive been taking my finances more serious but theyre nowhere near as bad as your guests. Holy shiy some of your guests are insane"
@brendan8915
@brendan8915Success Story
"Re-calculating my budget and tightening up my expenses while watching your videos. God bless you wild money man. Come to Australia and do an episode with me. Boy would we have a hell of a chat lol. Thanks for sharing this knowledge and motivation with us all mate! Much appreciated."

Is Master Your Money the Right Fit for You?

Let’s be clear—Master Your Money isn’t about quick fixes or effortless success.

Financial security is achievable, but it’s never automatic. It’s built through steady commitment, practical habits, and meaningful actions.

This course will equip you with clear, actionable guidance that has empowered countless others.

But at the end of the day, the transformation depends on your willingness to consistently apply what you learn.

Who might NOT benefit from this course?

Consider carefully if any of the following describes you:

Master Your Money doesn’t promise overnight wealth—but it does provide proven tools and clarity to create lasting financial health and stability.

If you’re prepared to take consistent, meaningful actions that gradually lead to significant change, you’re exactly who Master Your Money was designed for.

What You'll Learn

This course has no magic pills! We simply walk you through building your budget, using a systematic approach. We give you all the time tested tools we know, to make sure you’re maximizing your money.

How to save 100’s of dollars a month

How to save 100’s of dollars a month without sacrificing your health and wellbeing through small changes to your budget. 

Our Budgeting System

A budgeting system that helps you stick to your budget.

Spend Less On Groceries

How to eat sustainably and still spend less than $300/month on groceries for an individual. We do not skimp. We make sure to eat well and meet caloric needs with this budget. 

Budget For Your Life Scenario

How to budget for your specific life scenario. We leave no stone unturned, and if we did, email us and we’ll get you an answer.  

Your Hammer Budgeting Score

Calculate your Hammer Budgeting Score! Our new score calculator  helps you track if you’re budgeting correctly. 

Enroll Today

  • Full Price $147
  • Your Price $147

Enroll Today For Caleb Hammer's Budgeting Method.

It’s time to actually take steps to control your future and live a better life with my proven budgeting method to get you where you need to be financially.
  • Full Price $147
  • Your Price $97
Days
Hours
Minutes
Seconds

Buy Now at 20% Off  Through March 3rd!

Finally take control of your finances and enroll today!

It’s time to actually take steps to control your future and live a better life with my proven budgeting method to get you where you need to be financially.

Still have questions?

 Signing up for the class will get you access to our exclusive support email!

We see this course as an investment. We wanted to make sure there was no doubt that this course could provide you with enough value.

Yes. As we get feedback from class purchasers and as new information comes out, we will keep this class updated. All updates will be free.

This class will give you tips and tricks to save money, increase your income and plan for your future that you can take and apply to any system. 

This class is built for those who want to make any improvements to their budget. If you want to use our entire system, then you can. But, if you just want tips and tricks, we have a lot sprinkled throughout this course than can show you how to save a few dollars here and there and improve your situation, no matter where you are in life.

Yes! This class works for those not in the U.S. as well. We teach you how to think critically about your financial situation and make changes based on your specific situation. 

Still have questions? Contact us at support@calebhammer.com

NEW CLASS: Master Your Real Estate - Buy now and get 30% off for a limited time