Do you know where your financial health is at?

Take this quiz to calculate your own Hammer Financial Score! Click below and find out how you compare to the guests of Financial Audit.
0 M+
1 M+
0 +
Financial Audit | Financial Audit | Financial Audit |

Caleb helps you to take control of your future and live a better life through your finances.

Here's how Caleb helps...

Take control of your personal finances

Create a bulletproof budgeting system

Don't die on the floor of Walmart...

Stop Buying Sweet Treats & Invest Your Money Instead!

Learn proven investing methods for reaching financial freedom. No matter how much money you have.

caleb's Services

Check out how Caleb's expertise on personal finance can change your life...

Financial Audit

Welcome to the end of DEATH debt. In each episode, Caleb sits down with guests and breaks down complex financial concepts into simple, actionable steps that anyone can follow.

Financial Education

Don’t want to die on the Walmart floor? Check out one of the best classes on budgeting there is. Our comprehensive budgeting plan will help you get to your financial goals no matter your income or financial situation.


Check out some of the resources Caleb uses or recommends in specific situations.

See what everyone is saying...

Check out how Caleb’s Budgeting Advice has changed the lives of people just like you!
@mcguire13823Success Story
Read More
"Caleb, the amount of respect I have for you trying to help people is tremendous. Don’t stop providing your services! Your a legend"
@brianb5723Success Story
Read More
"This guest is awesome, I'd totally be best friends with him. Caleb is out here saving lives, not only directly, but also indirectly. Hes incredible at what he does."
@JSmith-dj2piSuccess Story
Read More
"Caleb has such a huge heart. His guest today needs love and support. Sometimes bankruptcy is natures do over"
@chantalwiebe534Success Story
Read More
"Caleb pushing all of the negative self-talk away and being supportive while still being tough on the situation is so amazing. Everyone needs their own internal Caleb to help them stay on track and be kind to themselves when they're struggling."
@anilu3021Success Story
Read More
"Thanks for these videos. I’m helping my kids get their finances in order and hearing examples of what to think about helps!"
@MLSNYC88Success Story
Read More
"I'm new to Caleb but I love his blend of unfiltered honesty and accountability mixed with genuine compassion at the right moments. This series could easily descend into mock the peasants, but it's not, it's financial therapy."
@SKetChy7100Success Story
Read More
"Caleb, I just wanted to let you know that since watching you in March, my wife and I have paid off over $32k of our debt and are projected to be out of debt completely by mid next year! Thank you for the motivation"
@commedecarsonSuccess Story
Read More
"He’s so great to watch because he’s saying the things we want to hear him say. Straight up asking her about her ability to give advice when her life is so out of control. Incredible"
@jasonscherer2631Success Story
Read More
"Watching your videos are helping me push to get more out of debt, right now we are in a bad place and working on getting out of it."
@finalgirljess_Success Story
Read More
"Your videos have woken me up. I need to get my shit together financially. My 2023 will be focused on being financially responsible and thriving. Thank you, Caleb."
@mikaylaj99Success Story
Read More
"I have only recently started watching your videos and they are so well done! Love the Michigan decor in the background, too. Thank you for sharing your knowledge with the world and showing tangible ways to get out of debt"
@thisguybrettxgbx4746Success Story
Read More
"Your advice is so helpful your like the only YouTube channel that informs people on debt this is invaluable information I've desperately needed"
K15MA91Success Story
Read More
"Hey Caleb you seem like a great guy. Very genuine and a well rounded and positive mindset and character. I love the audit videos. Keep going man!"
@crespo03Success Story
Read More
"Caleb seriously thank you for making these videos. Its like I need to hear this for myself. Ive been taking my finances more serious but theyre nowhere near as bad as your guests. Holy shiy some of your guests are insane"
@brendan8915Success Story
Read More
"Re-calculating my budget and tightening up my expenses while watching your videos. God bless you wild money man. Come to Australia and do an episode with me. Boy would we have a hell of a chat lol. Thanks for sharing this knowledge and motivation with us all mate! Much appreciated."

Meet Caleb

My financial journey started fresh out of high school when I was in loads of debt. We’re talking private student loans, family debt, insane car debt and credit card debt fueled by McDonalds. After talking to a few friends and doing some research of my own, I realized that my situation was very bad. 

Over the next few years I developed a passion for finance and went on a mission to eradicate all of this debt from my life through saving, investing and developing my career, obsessing over the topic and taking in as much information as I could. 

From there, I decided to start my YouTube channel and see if I could help others do the same. What I didn’t know is that people would enjoy watching it 😂 and I’d film over 500 episodes. 

Now my mission is to have the conversations that I wish someone had with me over a decade ago. Not just through my YouTube channel, but also through my programs, resources, and free newsletter.  

 If you want to learn more about what I do, check out my recent episodes here. 

Sign up for the newsletter

Join our group of readers for lessons on growing and being smart with your money, sent straight to your inbox.

Scroll to Top