Stop Buying Sweet Treats & Learn to Save & Invest Your Money Instead!
Screw the get-rich-quick schemes. My Class Bundle gives you everything I’ve learned FROM THE REAL EXPERTS about mastering your debt, budgeting and investing. This is everything you need to get out of debt and improve your financial situation.
Special Offer!
Bundle together our investing, budgeting AND Debt ownership course, and you get 15% off full price.
To add icing on the cake, we’ve partnered with my favorite stock and options investing platform, Moomoo! They are giving me a $100 Moomoo cash reward to give to all of you after completing the course and making a qualified deposit!
Don’t Miss Out! Terms and Conditions Apply. See FAQ’s for more info. 
Everything you need to start investing and ensure that you stay off the Walmart Floor for good.
For Just $441 $374
Over 150+ Lessons on Budgeting, Debt Mastery and Investing with Caleb
We show you how to build a budget and how to make micro-adjustments that could save you thousands over the course of a year without giving up the most important things you love. From there, Caleb meticulously goes through the entire investing process from front to back. Everything from the basics of a stock, to opening an account and building a portfolio. No stone is left unturned.
20+ Comprehensive Tools and Worksheets
You will get all the tools that you need including a budgeting spreadsheet, retirement calculator, debt repayment calculator, and grocery calculator. Plus many worksheets covering the most popular investment portfolio strategies, the funds that fit the portfolio, and strategies to payoff debt and make extra cash.
A Financial Plan You Can Stick To
Building wealth and getting rid of bad debt simply requires the right knowledge, tools, and a plan that works. This course bundle gives you a comprehensive plan that will help you get to your financial goals and learn how to invest and use debt to your advantage, no matter your income or current financial situation.
Do you struggle sticking to your budget? Buried under a mountain of debt? Or burning cash because you don’t know where to invest your money?
If so… you’ve come to the right place.
If you’re anything like me, you got yourself into a mess with debt early on in your life. Once I realized the mess I was in, it took me years to figure out how to get out of it. AND THEN get my financial life working for me. My goal with all of my courses is to save you that struggle.
With 10 different budgeting scenarios to choose from, you can find the plan that works best for you. We cover budgeting around low income, budgeting with bad debt, no bad debt, on variable income, and MUCH MORE.
We make this easier by showing you how to make major cuts to your budget while still being able to spend on the things that make you happy. These cuts could mean 100’s of thousands, if not millions, of dollars more for you and your family over time.
It’s not enough to just have the cash, you need to do something with it…
Holding cash, especially in times of high inflation, is eating your money. As a matter of fact, at a 3% inflation rate, a 30-year-old whose money is completely in cash will have 40% of the buying power at retirement.
But you can fight this decay and significantly grow your money by investing the right way.
We’ll show you how the experts invest and how to build a portfolio that’s not only time-tested, but works for you and your specific situation. We’ll tell you exactly why this works using data and history to back us.
Learn how to make your money work for you, even when you only have a little cash.
Finally Reach Your Financial Goals With Us.
We made sure to provide you with as much detail as we possibly could so that you have everything you need. And on the off chance that we did miss something, we will listen to your feedback and update the class.
We don’t believe anyone is in a box. We aim to address your specific situation and make sure that our advice is catered to where you are at in life. Whether you’re just starting out, or are debt-free and on your way to riches.
We wanted no doubt that this class will help you reach your financial goals. No upsells or supplementary materials are needed. At $337, you’ll have everything you need to get out of debt and create an effective budget and investment plan that you can stick to.
With no expiration date, this class will be available to you as long as you need it. All future updates to this class will also be available to you at no further charge.
Plus we have a 30-day money-back guarantee.
See what previous students are saying...
Check out how Caleb’s advice has changed the lives of people just like you!
What You'll Learn In The Master Your Money Course
This course has no magic pills! We simply walk you through building your budget, using a systematic approach. We give you all the time tested tools we know, to make sure you’re maximizing your money.
How to save 100’s of dollars a month
How to save 100’s of dollars a month without sacrificing your health and wellbeing through small changes to your budget.
Our Budgeting System
A budgeting system that helps you stick to your budget.
Spend Less On Groceries
How to eat sustainably and still spend less than $300/month on groceries for an individual. We do not skimp. We make sure to eat well and meet caloric needs with this budget.
Budget For Your Life Scenario
How to budget for your specific life scenario. We leave no stone unturned, and if we did, email us and we’ll get you an answer.
Your Hammer Budgeting Score
Calculate your Hammer Budgeting Score! Our new score calculator helps you track if you’re budgeting correctly.
What You'll Learn Inside The Ultimate Investing Class
I start from the basics and build until you have everything you need to start investing. No matter what your investment level, I make sure you have what you need to invest with confidence.
The basics of investing
Understand Bonds, Dividends, Stocks & Mutual Funds(BDSM) and everything in between.
Investment accounts overview
Learn what investment accounts you need and where to open them. Take advantage of the tax advantages that Uncle Sam provides you for investing.
How to start investing
How to open an account and make your first investment.
Retirement planning
How to plan for retirement. Spoiler… it’s a simple plug and play formula.
Investment risks
Understanding your risk profile and how that changes what investments you should consider and which you should avoid.
Investment portfolio strategies
We go through 5 different portfolio strategies. Popularized by the likes of Warren Buffet, Yale University, and other investment experts and institutions.
Index Funds and ETFs
We give you a short list of the Index Funds and ETFs you can buy to fulfill the needs of your portfolio strategy.
Strategies for everyone
If you’re self employed, behind on retirement or nearing retirement, we address your specific investment needs.
Alternative tax advantaged accounts
We explain the alternative tax advantaged accounts available to those with kids, the self-employed, and high deductible health plans.
How to use Moomoo
A step by step guide for utilizing Moomoo to analyze and invest in individual stocks
What You'll Learn Inside The Definitive Debt Free Formula
In the Definitive Debt Free Formula, you’ll learn comprehensive strategies to eliminate your existing debt all while gaining practical tools and techniques to achieve long-term financial freedom.
Ways to reduce how much you have to pay on your debt.
Discover effective strategies to minimize your total debt payments and reduce the overall amount you owe.
How to generate more money to help pay off your debt faster.
Learn practical methods to increase your income and accelerate your debt repayment process.
Techniques to make your debt repayment journey more manageable.
Explore proven techniques to simplify and streamline your debt repayment journey, making it less overwhelming.
How to negotiate with lenders and deal with debt collectors.
Master the art of negotiating with lenders and effectively handling interactions with debt collectors.
How to take on debt responsibly and know the difference between good debt and bad debt.
Understand the crucial distinction between good and bad debt, and learn how to leverage debt responsibly for your financial benefit.
A deep dive into student loans and how to manage them.
Gain comprehensive knowledge about student loans, including repayment options, forgiveness programs, and long-term management strategies.
The psychology of debt.
Delve into the psychological aspects of debt, understanding its emotional impact and developing a mindset conducive to successful debt elimination.
Here's Everything You Get When You Enroll Today
- 6+ Hours of comprehensive course content
- Budgeting Spreadsheet
- Debt Payoff Calculator
- Retirement Savings Calculator
- Full Access to Updates of Class Material
- Email access to our team for budgeting questions
- Chapter Quizzes to Check Your Learning
- Hammer Budgeting Score Calculator
- 8+ Investment and Budgeting Worksheets
- 9 Guides on Saving, Selling and Debt Mastery
- 30 Day Money Back Guarantee
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Individually $441
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Your Price $374
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Your Price $97
Enroll Today For Caleb Hammer's Budgeting Method.
It’s time to actually take steps to control your future and live a better life with my proven budgeting and investing methods to get you where you need to be financially.
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Your Price $374
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Your Price $97
Through November 11th, get all three classes for 25% off!
Finally take control of your finances and enroll today!
It’s time to actually take steps to control your future and live a better life with my proven budgeting and investing methods to get you where you need to be financially.
- Comprehensive Budgeting Plan
- Budgeting Tools
- Comprehensive Investment Toolkit
- $100 Moomoo Coupon
Still have questions?
Signing up for the class will get you access to our exclusive support email!
We see these courses as an investment. We wanted to make sure there was no doubt that these courses could provide you with enough value.
Yes. As we get feedback from class purchasers and as new information comes out, we will keep these classes updated. All updates will be free.
This class will give you tips and tricks to save money, increase your income and plan for your future that you can take and apply to any system.
The Budgeting portion is built for those who want to make any improvements to their budget. If you want to use our entire system, then you can. But, if you just want tips and tricks, we have a lot sprinkled throughout this course than can show you how to save a few dollars here and there and improve your situation, no matter where you are in life.
In addition, the Investing portion is an overview of all of the time tested investing principles we know. Whether you’re starting from scratch or just need a couple of tips, we priced it in a way that anyone can take advantage of.
Yes! This class works for those not in the U.S. as well. We teach you how to think critically about your financial situation and make changes based on your specific situation.
To claim your Cash Reward, you must open a brokerage account with Moomoo Financial Inc. and make a minimum deposit of $100.
Cash Rewards represent potential credits for eligible equity purchases in a Moomoo Financial Inc. brokerage account and hold no other value. They are redeemable solely through the
moomoo app.
At the end of the course, you’ll receive a link that will allow you to claim your $100 cash reward.
Cash Rewards can be redeemed through the moomoo app.
The cash reward is only available for new moomoo users who have not yet funded an account.
Disclosure: Securities, brokerage products and related services are offered through Moomoo
Financial Inc., Member FINRA/SIPC