4TH OF JULY SALE - Over 30% Off through July 15th

Everything You Need to Get Out of Debt and Improve Your Financial Situation

Stop living paycheck to paycheck and start taking control of your financial future. 

Everything you need to get out of debt and improve your financial situation.

For Just $147 $97

48 Video Lessons with Caleb

We show you how to build a budget and how to make micro adjustments that could save you thousands over the course of a year without giving up the most important things you love.

A Financial Plan You Can Stick To

Building wealth and getting rid of bad debt simply requires the right knowledge, tools, and a plan that works. This course gives you a comprehensive budgeting plan that will help get you to your financial goals no matter your income or current financial situation.

4 Robust Budgeting Tools

 You will get all the tools that you need including a budgeting spreadsheet, retirement calculator, debt repayment calculator, and grocery calculator.

Does this sound like you...

If so… this course is for you!

Financial freedom is attainable for everyone...

But many of us simply aren’t taught how to achieve it.  As a result, we wander around making financial mistake after mistake until we come across someone or something that shows us the way. This class will show you the way. 

What if you could change the trajectory of your life and your family’s life? Get out of debt and start spending more on the things you love? This class is designed to get you there. 

Finally Reach Your Financial Goals With Us.

We don’t cut corners. We made sure to provide you with as much detail as we possibly could so that you have everything you need. And on the off chance that we did miss something, we will listen to your feedback and update the class.

We don’t believe anyone is in a box. We aim to address your specific situation and make sure that our advice is catered to where you are at in life. Whether you’re just starting out, or are debt free and on your way to riches. 

We wanted no doubt that this class will help you reach your financial goals. No upsells or supplementary materials are needed. At $97, you have everything you need to create an effective budget that you can stick to. 

With no expiration date this class will be available to you as long as you need it. All future updates to this class will also be available to you at no further charge.  

See what everyone is saying...

Check out how Caleb’s Budgeting Advice has changed the lives of people just like you!
@mcguire13823Success Story
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"Caleb, the amount of respect I have for you trying to help people is tremendous. Don’t stop providing your services! Your a legend"
@brianb5723Success Story
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"This guest is awesome, I'd totally be best friends with him. Caleb is out here saving lives, not only directly, but also indirectly. Hes incredible at what he does."
@JSmith-dj2piSuccess Story
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"Caleb has such a huge heart. His guest today needs love and support. Sometimes bankruptcy is natures do over"
@chantalwiebe534Success Story
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"Caleb pushing all of the negative self-talk away and being supportive while still being tough on the situation is so amazing. Everyone needs their own internal Caleb to help them stay on track and be kind to themselves when they're struggling."
@anilu3021Success Story
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"Thanks for these videos. I’m helping my kids get their finances in order and hearing examples of what to think about helps!"
@MLSNYC88Success Story
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"I'm new to Caleb but I love his blend of unfiltered honesty and accountability mixed with genuine compassion at the right moments. This series could easily descend into mock the peasants, but it's not, it's financial therapy."
@SKetChy7100Success Story
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"Caleb, I just wanted to let you know that since watching you in March, my wife and I have paid off over $32k of our debt and are projected to be out of debt completely by mid next year! Thank you for the motivation"
@commedecarsonSuccess Story
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"He’s so great to watch because he’s saying the things we want to hear him say. Straight up asking her about her ability to give advice when her life is so out of control. Incredible"
@jasonscherer2631Success Story
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"Watching your videos are helping me push to get more out of debt, right now we are in a bad place and working on getting out of it."
@finalgirljess_Success Story
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"Your videos have woken me up. I need to get my shit together financially. My 2023 will be focused on being financially responsible and thriving. Thank you, Caleb."
@mikaylaj99Success Story
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"I have only recently started watching your videos and they are so well done! Love the Michigan decor in the background, too. Thank you for sharing your knowledge with the world and showing tangible ways to get out of debt"
@thisguybrettxgbx4746Success Story
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"Your advice is so helpful your like the only YouTube channel that informs people on debt this is invaluable information I've desperately needed"
K15MA91Success Story
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"Hey Caleb you seem like a great guy. Very genuine and a well rounded and positive mindset and character. I love the audit videos. Keep going man!"
@crespo03Success Story
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"Caleb seriously thank you for making these videos. Its like I need to hear this for myself. Ive been taking my finances more serious but theyre nowhere near as bad as your guests. Holy shiy some of your guests are insane"
@brendan8915Success Story
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"Re-calculating my budget and tightening up my expenses while watching your videos. God bless you wild money man. Come to Australia and do an episode with me. Boy would we have a hell of a chat lol. Thanks for sharing this knowledge and motivation with us all mate! Much appreciated."

A proven system that works.

This course has no magic pills! We simply walk you through building your budget, using a systematic approach. We give you all the time tested tools we know, to make sure you’re maximizing your money. 

How to save 100’s of dollars a month

How to save 100’s of dollars a month without sacrificing your health and wellbeing through small changes to your budget. 

Our Budgeting System

A budgeting system that helps you stick to your budget.

Spend Less On Groceries

How to eat sustainably and still spend less than $300/month on groceries for an individual. We do not skimp. We make sure to eat well and meet caloric needs with this budget. 

Budget For Your Life Scenario

How to budget for your specific life scenario. We leave no stone unturned, and if we did, email us and we’ll get you an answer.  

Your Hammer Budgeting Score

Calculate your Hammer Budgeting Score! Our new score calculator  helps you track if you’re budgeting correctly. 

Gift This Class!

Use our gifting option to help others build a better financial future

Enroll Today

  • Your Price $147 $97

Enroll Today For Caleb Hammer's Budgeting Method.

It’s time to actually take steps to control your future and live a better life with my proven budgeting method to get you where you need to be financially.
  • Your Price $147 $97

Buy Now at 30% Off Through July 15th!

Program Layout

Section 1


Learn why you need to start getting your money and budget in order now. We set the stage for you by introducing you to the average American and showing you why you just don’t want to be average. Start the journey with us and get excited about your financial future!

Section 2

Basics of Money

Before you budget there are 4 pillars that you should understand. Caleb teaches you about saving, spending, income, and debt. Understanding how to pull these levers can be a game changer for your financial future. 

Section 3

Tracking Your Spending

There is a right way and there’s a wrong way to track your spending. We show you how to properly keep track of your expenses so that you have the information you need to make wise decisions going forward.

Section 4

Creating Your Budget

The section you’ve all been waiting for. Caleb walks you through creating your budget step by step. Using examples inspired by the average American, he shows you the areas where you can save. Let Caleb take you through the process for creating a bullet proof budget. 

Section 5

Calculating your Financial Score

Along the way it’s important to track your progress and understand where you’re at. We invented a budgeting score that you can use to determine your financial standing on a scale of 1 to 10. Plan to improve or ease your financial anxiety knowing that you’re on the path to wealth. 

Section 6

Budgeting Scenarios

We know that everyone is not the same. No matter where you are in the world or your financial situation, we wanted to make sure our budgeting plan applies to you. We go through 8 different adjustments to the budget. So if you’re in college, married or on low income, you know what to do. 


Saving on Groceries

On Caleb’s popular show Financial Audit, guests often come on with high food expenditures. With the rise in food costs from inflation, we wanted to show you that it’s still possible to eat for less than $300 a month per individual. We take you through a step by step grocery trip packed with tips to help you make better food choices without sacrificing your health. 

Our Tools

Budgeting Spreadsheet

Our Budgeting Spreadsheet allows you to track your spending and see your results all in one place. 

Import your spending from all of your accounts, see helpful insights such as spending on wants, needs, and investments, and compare your spending month over month to make sure you’re on track to hit your goals. 

Retirement Calculator

Concerned about having enough in retirement? Our calculator shows you how much you need to save in order to withdraw your desired income in retirement

Debt Calculator

Track all of your debt and set payoff goals. Our tracker will tell you exactly how much you need to put towards your debt to reach your payoff goals. Choose between the Avalanche or the Snowball method to achieve your desired payoff date. 

Grocery List

Want to know how to eat for less than $300/month.? We take you through our meal planning strategy and send you off with a template so you can do the same.

Finally take control of your finances and enroll today!

It’s time to actually take steps to control your future and live a better life with my proven budgeting method to get you where you need to be financially.

Still have questions?

 Signing up for the class will get you access to our exclusive support email!

We see this course as an investment. We wanted to make sure there was no doubt that this course could provide you with enough value.

Yes. As we get feedback from class purchasers and as new information comes out, we will keep this class updated. All updates will be free.

This class will give you tips and tricks to save money, increase your income and plan for your future that you can take and apply to any system. 

This class is built for those who want to make any improvements to their budget. If you want to use our entire system, then you can. But, if you just want tips and tricks, we have a lot sprinkled throughout this course than can show you how to save a few dollars here and there and improve your situation, no matter where you are in life.

Yes! This class works for those not in the U.S. as well. We teach you how to think critically about your financial situation and make changes based on your specific situation. 

Still have questions? Contact us at
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