
Master your money
Everything You Need to Stop Overspending and Improve Your Financial Situation
Stop living paycheck to paycheck and start taking control of your financial future.
- 8,000+ Students
- 100's of testimonials
- 1.5 billion social views

Don't become another statistic. Whether you're drowning in student loans or figuring out retirement, our step-by-step budgeting course is your lifeline.

48 Video Lessons with Caleb
We show you how to build a budget and how to make micro adjustments that could save you thousands over the course of a year without giving up the most important things you love.

A Financial Plan You Can Stick To

4 Robust Budgeting Tools
You’ll get all the tools that you need including a budgeting spreadsheet, retirement calculator, debt repayment calculator, and grocery calculator.
Does this sound like you...
- You struggle sticking to your budget.
- You overspending regularly.
- You’re making large or consistent impulse purchases.
- You’re struggling with the discipline of saving money .
- You are in debt and would like to get out.
- You don’t have enough money saved for retirement.
- You Struggle with Financial Anxiety.
- You’re ready to change your life, as well as your family’s life.
If so… this program is for you!

Financial freedom is attainable for everyone...
But many of us simply aren’t taught how to achieve it. As a result, we wander around making financial mistake after mistake until it’s too late. This class will show you how to fix your finances before that moment.
What if you could change the trajectory of your life and your family’s life? Get out of debt, save and start spending more on the things you love? This class is designed to get you there.

Finally Reach Your Financial Goals.
We don’t cut corners. We made sure to provide you with as much detail as we possibly could so that you have everything you need. And on the off chance that we did miss something, we will listen to your feedback and update the class.
We don’t believe anyone is in a box. We aim to address your specific situation and make sure that our advice is catered to where you are at in life. Whether you’re just starting out, or are debt free and on your way to riches.
We wanted no doubt that this class will help you reach your financial goals. No upsells or supplementary materials are needed. In this course, you have everything you need to create an effective budget that you can stick to.
With no expiration date this class will be available to you as long as you need it. All future updates to this class will also be available to you at no further charge.
See what everyone is saying...

A proven system that works.
This course has no magic pills! We simply walk you through building your budget, using a systematic approach. We give you all the time tested tools we know, to make sure you’re maximizing your money.

How to save 100’s of dollars a month
How to save 100’s of dollars a month without sacrificing your health and wellbeing through small changes to your budget.

Our Budgeting System
A budgeting system that helps you stick to your budget.

Spend Less On Groceries
How to eat sustainably and still spend less than $300/month on groceries for an individual. We do not skimp. We make sure to eat well and meet caloric needs with this budget.

Budget For Your Life Scenario
How to budget for your specific life scenario. We leave no stone unturned, and if we did, email us and we’ll get you an answer.

Your Hammer Budgeting Score
Calculate your Hammer Budgeting Score! Our new score calculator helps you track if you’re budgeting correctly.

Gift This Class!
Use our gifting option to help others build a better financial future
Program Layout
Section 1
Introduction
Learn why you need to start getting your money and budget in order now. We set the stage for you by introducing you to the average American and showing you why you just don’t want to be average. Start the journey with us and get excited about your financial future!
Section 2
Basics of Money
Before you budget there are 4 pillars that you should understand. Caleb teaches you about saving, spending, income, and debt. Understanding how to pull these levers can be a game changer for your financial future.
Section 3
Tracking Your Spending
There is a right way and there’s a wrong way to track your spending. We show you how to properly keep track of your expenses so that you have the information you need to make wise decisions going forward.
Section 4
Creating Your Budget
The section you’ve all been waiting for. Caleb walks you through creating your budget step by step. Using examples inspired by the average American, he shows you the areas where you can save. Let Caleb take you through the process for creating a bullet proof budget.
Section 5
Calculating your Financial Score
Along the way it’s important to track your progress and understand where you’re at. We invented a budgeting score that you can use to determine your financial standing on a scale of 1 to 10. Plan to improve or ease your financial anxiety knowing that you’re on the path to wealth.
Section 6
Budgeting Scenarios
We know that everyone is not the same. No matter where you are in the world or your financial situation, we wanted to make sure our budgeting plan applies to you. We go through 8 different adjustments to the budget. So if you’re in college, married or on low income, you know what to do.
BONUS
Saving on Groceries
On Caleb’s popular show Financial Audit, guests often come on with high food expenditures. With the rise in food costs from inflation, we wanted to show you that it’s still possible to eat for less than $300 a month per individual. We take you through a step by step grocery trip packed with tips to help you make better food choices without sacrificing your health.
Our Tools

Budgeting Spreadsheet
Our Budgeting Spreadsheet allows you to track your spending and see your results all in one place.
Import your spending from all of your accounts, see helpful insights such as spending on wants, needs, and investments, and compare your spending month over month to make sure you’re on track to hit your goals.

Retirement Calculator
Concerned about having enough in retirement? Our calculator shows you how much you need to save in order to withdraw your desired income in retirement

Debt Calculator
Track all of your debt and set payoff goals. Our tracker will tell you exactly how much you need to put towards your debt to reach your payoff goals. Choose between the Avalanche or the Snowball method to achieve your desired payoff date.

Grocery List
Want to know how to eat for less than $300/month.? We take you through our meal planning strategy and send you off with a template so you can do the same.


Enroll Today
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Your Price
$147$127
- Comprehensive Course Content
- Budgeting Spreadsheet
- Debt Payoff Calculator
- Retirement Savings Calculator
- Full Access to Updates of Class Material
- Email access to our team for budgeting questions
- Chapter Quizzes to Check your Learning
- Hammer Budgeting Score Calculator
- Budgeting Scenarios Section

Enroll Today For Caleb Hammer's Budgeting Method.
-
Your Price
$147$97
Buy Now at 20% Off Through January 1st!
Still have questions?
Signing up for the class will get you access to our exclusive support email!
We see this course as an investment. We wanted to make sure there was no doubt that this course could provide you with enough value.
Yes. As we get feedback from class purchasers and as new information comes out, we will keep this class updated. All updates will be free.
This class will give you tips and tricks to save money, increase your income and plan for your future that you can take and apply to any system.
This class is built for those who want to make any improvements to their budget. If you want to use our entire system, then you can. But, if you just want tips and tricks, we have a lot sprinkled throughout this course than can show you how to save a few dollars here and there and improve your situation, no matter where you are in life.
Yes! This class works for those not in the U.S. as well. We teach you how to think critically about your financial situation and make changes based on your specific situation.
Finally take control of your finances and enroll today!
- In-Depth eCourse
- Comprehensive Budgeting Plan
- Budgeting Tools