There are only 3 things certain in life,
Death, taxes, and me sh*tting on people who spend their monies on TAQUITOS.
But for how much I metaphorically dump on people for spending too much monies…
You’d be surprised by how many people ask me:
“Skibidi Caleb, I’m not a dumb-dumb with my monies so I have some savings. How should I invest it in stocks? How do you invest yours? 🥺👉👈”
If this was an easy question, I would say to use MooMoo since they’ll give you 10 free fractional shares of big companies like Nvidia, Amazon, and Tesla if you sign up with my affiliate link…
But it’s not an easy question to answer.
It’s one thing for me to tell you what you should invest in.
After all, I don’t know:
- How much you have in savings
- How much experience you have investing
- If you’re capable of NOT investing in s**tcoins/memecoins or trendy stocks like AMC or GameStop (WARNING: PLEASE AVOID)
- If you have DIAMOND HANDS 🚀🙌💎🙌📈
(That last one is a joke.)
It’s another thing for me to tell you what I invest in…
Because 🚨I’m not an investing expert 🚨
Although I’ve luckily made some good investments in my portfolio, it could tank 30% tomorrow and I’d be ok with that.
Well, not really – but you get my point.
You might not be ok with that, and I wouldn’t want to be the reason why you lost 30% of your monies.
But whether you’re experienced in stock investing or you’ve never invested a dollar in your life…
There’s one option I think that most investors can (and should) invest some portion of their portfolio into:
Index Funds & ETFs.
You might’ve heard me mention these in my Financial Audits.
These two investment options are groups of stocks pooled together that are managed by a company or investment firm.
So instead of putting your eggs in one basket (one stock), you can spread them around evenly in multiple baskets.
This is also called investing “with the market” or in “the S&P 500”or other broad based indices.
By investing your money in these options…
- You’re riding market trends so you’re likely not going to lose all your money
- You’re putting your money into the hands of finance/market professionals (who will also manage it)
- You don’t have to worry about losing all your money from one stock
- You don’t have to manage 13 different stocks you’re invested in
- You don’t have to do a ton of market research on different companies
- You’re technically building a diversified portfolio
- You can “set it and forget it” to a certain extent
I don’t know about you…
But it generally sounds a lot better than the alternative: Buying individual stocks ⬇️
Your life without index funds and ETFs
Keep in mind that ETFs and index funds are similar but they’re not exactly the same. Here are a few differences between the two:
- You can’t buy index funds on the stock exchange; you can only buy them through brokerages like Charles Schwab, Fidelity, or VanguardETFs
- ETFs don’t have minimum investment requirements; index funds generally have minimum initial investment requirements
- ETFs are generally more tax efficient when compared to index funds
Personally, I’ve been putting my money into ETFs.
Since most of my investment portfolio is in real estate, ETFs are a great way to diversify my investments and take advantage of potential compound growth while I’m still in my 20s.
If you’re thinking of doing the same, I highly recommend using MooMoo to find ETFs you can invest in.
I love using their platform since they provide up-to-date, in-depth breakdowns of every ETF you find.
That way, you can see:
● A breakdown of stocks an ETF is made up of
● How it’s performed in the last 6 months as well as 3, 5, and 10 years ● The different sectors it’s invested in (technology, healthcare, etc.)
They also make it super easy to find interesting ETFs you can invest in.
If you want to start making big boi investing decisions into ETFs, they’ll give you 10 free fractional shares of big companies like Nvidia, Amazon, and Tesla if you sign up with my affiliate link.
Or if you already have a personal investing portfolio, you can receive a 1.5% cash reward match up to $300 if you transfer to their platform (without any fees from moomoo!).
Taquitos,
Caleb Hammer
*New User Promo: The rewards are mutually exclusive and end May 28, 2024. See
moomoo.com/us/support/topic4_410 for additional terms & conditions.
Deposit Bonus – Fractional shares are illiquid outside of Moomoo Financial Inc. (MFI), and cannot be transferred. Each of the 10 fractional shares were initially worth $5, totaling $50, based on the closing price on 03/14/2024. The actual value received will vary based on market conditions.
Transfer Bonus – The transfer match amount is limited to the first $20,000 transferred in. Any subsequent transfers are not included. Cash rewards represent credits for eligible equity purchases in MFI accounts and hold no other value. Releasing firm may impose fees.
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with Moomoo Financial Inc. (MFI), Moomoo Technologies Inc. (MTI) or any other affiliate of them. The experiences of the influencer may not be representative of the experiences of other moomoo users. Any comments or opinions provided are their own and not necessarily the views of MFI, MTI or moomoo. Moomoo and its affiliates do
not endorse any trading strategies that may be discussed or promoted herein and are not responsible for any services provided by the influencer. This advertisement is for informational and educational purposes only and is not investment advice or a recommendation to engage in any investment or financial strategy. Investing involves risk and the potential to lose principal.
*Important: Before investing in an ETF, you should read its prospectus or, if available, the summary prospectus, which provide detailed info on the ETF’s investment objective, strategies, risks, costs, and historical performance (if any). Locate prospectuses on the websites of the firms that sponsor a particular ETF, or through your broker. ETFs are exposed to market volatility and risks of underlying securities
