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I heard this song on Family Guy and immediately thought of you.. It goes a little something like this: “Cause I have $30,000 in credit card debt, 🎵 When they call, I tell them I can’t pay it back yet.”  🎶 There’s a little more to it, but I think you got the main point: […]

“I’ll have a Jaguar until the day I die.” This is Hannah.  Hannah doesn’t make smart money decisions.  In fact, Hannah bought a Jaguar F-Pace at 20 years old… After crashing multiple cars within 2 years – one of them being another Jaguar. 🫠 Hannah wasn’t the only guest on Financial Audit who had DEATHLY car

Listen, If you’re trying to get better at managing your monies, you’re probably ALWAYS checking your finances: ✅ Bank accounts ✅ Credit cards ✅ Loans And if not, you BETTER BE.  >:( But if you really want to see where you’re at financially, you should be tracking your net worth. No, it’s NOT how much

Alright, alright, we’re back with another installment of:  HOW NOT TO BE A DUMBA** WITH YOUR MONEY In our previous post, we talked about how the first thing you should do when you have some savings built up is to start paying off your debt (DEAATTTHHH).  More specifically, paying off high-interest debt like credit cards

A few days ago, I made a post on how you can track your spending with my favorite budgeting strategy:  The 50/30/20 Rule.  If you don’t know, the 50/30/20 Rule is where you essentially break down your income into 3 categories:  By breaking your budget down like this, you can easily start chipping away at

Because if you want to achieve any financial goal, the #1 thing you have to do is track your spending. “But Caalleeebb, that sounds like so much worrrkkk.” I. Don’t. Care. 🙂 Love ya. The only way you can achieve any goal is by: Once you do this, then achieving your goals becomes a lot

Many of my most popular Financial Audits involve people who made terrible financial decisions like: But here’s what’s interesting…  While some people will die on the Walmart floor for a new car, house, McNugs, or timeshare… Others sign their bank accounts away for smaller purchases that add up… Like F**KING TAQUITOS (gas station food and

People always ask me: “Should I use a credit card?” And for most people, I would say NO.  DEFINITELY NOT.  STAY AWAY.  DEATH. However, it’s not a matter of whether or not you should use it… But whether you’re the type of person who can use it. Here’s what I mean: If you watch any

I don’t know about you… But when I signed up for my first credit card, it went a little something like this: APRs, fees, transactions, payments… reading all these terms felt like reading alphabet soup and hieroglyphics at the SAME TIME. The same thing with reading the terms for bank accounts, mortgages, and car loans.

I don’t mean to brag… But I’m somewhat of a dumb*ss expert. I mean, you’ve seen some of the people I have on Financial Audit. Their brains are straight Looney Tunes.  But with all these guests I’ve had on, from: 🚗 A 20-year-old getting into $64,000 of car debt with a second car 🤡 The