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There are only 3 things certain in life, Death, taxes, and me sh*tting on people who spend their monies on TAQUITOS.  But for how much I metaphorically dump on people for spending too much monies… You’d be surprised by how many people ask me:  “Skibidi Caleb, I’m not a dumb-dumb with my monies so I […]

I’ve interviewed 100+ dumb dumbs on Financial Audit. Here are the 2 biggest lessons I’ve learned about human behavior and overspending: You know what you need to do to avoid overspending and get your sh*t together.  Just make more and spend less. That means not spending your f*cking money on bad money habits like Starbies,

FIRE!!!! 🔥 There’s a FIIIRREEE, %FIRSTNAME%!!! No, this isn’t your typical fire. It’s not even Elmo setting everything on fire. It’s something even more serious. It’s a movement… in the finance community that stands for: Financial Independence Retire Early It’s a regular term people have been using to promote an extreme-saving lifestyle where you save

Did you get a raise? Did you get a new job that pays more? Ooooohhh, now you’re making mooonnaayyyy. You got that guap. That moolah. We gonna spend it at the clluuubbb right? We gonna pop bottles and ball out, right? Ehhh… no.  Spending more monies as you make more monies is otherwise known as

ME: “Why did you get a 3-bedroom apartment? Why not a one or 2-bedroom? GUILTY PERSON: “There weren’t any one-bedrooms, and the 2-bedrooms were only $100 cheaper.” Just wait until you hear this… ME: “Ok, but you don’t have much wiggle room here. After all your expenses, you’re left with $64 at the end of

Here’s a crazy stat, If you had $7,000 put away and invested in the stock market when you were born… You’d have $1 million by the time you were retired at 65 years old. It makes you wonder: “Why TF didn’t my parents do that for me?! I could’ve been a millionaire and wouldn’t have

I’ve seen some pretty dumb ways people spend their monies… But BY FAR the dumbest way I’ve seen people irresponsibly spend their monies (time and time again) is using their credit cards all for…. *drum roll please* POINTS.  Almost everyone on Financial Audit is not a credit card person.  And I always get the same

I don’t know about you… But it seems like everyone has a f**king subscription nowadays. And I’m not just talking about streaming services like Amazon and Netflix… You can get groceries, clothes, and pet supplies for a monthly fee. Even Mercedes-Benz’ is offering EXTRA HORSEPOWER to their electric cars for a MONTHLY FEE. We are

Save, save, save…. That’s all anyone talks about. Including me. You better not be wasting yo’ monies.  But finance is a two-sided relationship between saving monies and making monies.  Everyone loves the idea of making monies… until you realize you have to WORK to make the monies. That’s not too fun.  But if you want

Want to know a secret about Financial Audit? Most of the time, the people on the show don’t have money problems. They think they do… but they don’t.  In reality, they have personal problems that show up as bad money habits. 👉 They get a crazy car loan because they’re insecure 👉 They live beyond